Get the car insurance coverage you need at a price you can afford.
Having an appropriate car insurance policy can assist you in getting back on the road quickly in the event that your car gets damaged or destroyed due to an accident, blaze, thievery, or other covered occurrences. Your insurance plan might also offer protection against medical and legal costs that arise from an injury, death, or destruction to property resulting from an accident involving your automobile.
As a local, independent insurance agency, Agency Premier Group can help you find the right policy for your car by comparing quotes and coverage options from several top providers.
Request a free online quote or call us at (800) 818-1731 to get started.
How Much Auto Insurance Do You Need?
A vehicle insurance policy includes different kinds of protection. In addition to the basic coverages, additional coverages may also be purchased. Additional coverages normally require additional premiums. Contact us to learn about the limitations and a comprehensive list of services an insurance company may offer. Below are some important types of coverage to understand.
- Liability coverage will pay for bodily injury and property damage for which any covered individual becomes legally responsible.
- Coverage for Damage to your Auto — Collision means physical damage to your covered vehicle caused by an impact with another vehicle or object. This coverage pays the lesser of the cost of repair or ACV of your automobile.
- Medical Coverage: This coverage pays for reasonable and necessary medical and funeral expenses due to an automobile accident.
We write insurance in North Carolina and would be happy to help you ensure you have the right coverage for where you live.
Financing a Car?
To finance a car, it is usually necessary to have insurance that covers damage to your vehicle. This includes:
MORE ON COLLISION INSURANCE
Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually includes an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
COMPREHENSIVE INSURANCE (OTHER THAN COLLISION)
Comprehensive car insurance usually covers damage to your vehicle caused by theft or vandalism, as well as other incidents. Flood, hurricane, theft, windshield damage, and fire are among the events that are typically covered.
Every situation is unique — talk to us today to find out how to get the best value on auto insurance. Request a free quote or call today at (800) 818-1731.